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Framework Of Certainty. Understanding. Strategic Solutions.

A stable retirement needs an environment of certainty and control. Ellerfield creates a structure offering maximum control while providing a detailed understanding of the ‘why’. This structure is called F.O.C.U.S.². ® (Framework Of Certainty. Understanding. Strategic Solutions.)

In order to establish the framework and eventually put together the most appropriate strategic solutions, there are 5 key elements to consider in retirement planning that help connect all the dots:

1. Knowledge Enhancement

• Understanding the need to plan for retirement
• When should I start planning?
• Is it ever too late to get ‘retirement ready’?

2. Getting Ready

• Debunking the myths about superannuation
• The best strategies to get ready for retirement

3. Income Planning

• How much income am I going to need in retirement?
• Are there ways to enhance my age pension entitlements during retirement?

4. Withdrawal and Investment Strategies

• I know how much I want, but how do I go about getting it week to week?
• What is the biggest risk I face in retirement?

5. Estate Planning

• Who can my super go to and will they pay tax?
• I have a basic Will, is this sufficient?

If you are within 10 years of retirement, you have the opportunity to create your own FOCUS² ®. Commence the 5 keys to retirement planning.