Financial planning is about more than just saving money, it’s also about managing future risks.
No one likes to think about dying or becoming critically ill, but the common belief that it wont happen to me leaves many families unprepared.
Ask yourself:
- What would your family’s life would be like if you or your partner died or became critically ill?
- Would they cope financially?
Insurance Provides Financial Protection for your Family.
Life Insurance
Life Insurance will pay a pre-determined amount to your nominated beneficiary when you die.· This can be critical to ensure a secure financial future for your loved ones should something happen to you sooner rather than later.
Total & Permanent Disability Insurance
(TPD) Insurance will provide a lump sum payment should you suffer total and permanently preventing you from working again.
Critical Illness Insurance
(also known as Trauma Insurance) is designed to protect you financially enabling you to concentrate on recovering from a trauma, such as a heart attack, stroke, cancer or other life threatening conditions defined by the insurance provider.