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Private Credit
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Private Credit
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Private Credit
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for Wholesale Investors
Private Credit Fund Overview
Open-ended fund targeting senior mortgage loans
Loan size: $5M–$70M
Target return: RBA + 4.0% p.a. (net of fees)
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Why Private Credit?
Rising demand due to traditional lenders pulling back
Flexible, fast capital for developers
Ideal for short-to-mid term construction & development finance
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Investor Centre
Wholesale eligibility under s708/s761G
Key docs: IM, trust deed, application form
Fees, liquidity, risks, redemption info
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Borrower Centre
Loan types: construction, bridging, residual stock
Developers with proven track records
Clear term sheet + credit approval process
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Investment Strategy & Products
Senior secured loans ≤70% LVR
Focus on Brisbane, Melbourne, Sydney
Construction loans: $40M avg | Non-construction: $15M avg
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Risk Management
Exit-oriented structuring
Diversification limits (e.g. no single loan >30% FUM)
Monthly/annual borrower monitoring
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Performance & Reporting
Quarterly updates & loan composition
Financial breakdowns and performance KPIs
SQM rating pursuit for year 3
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Meet the Investment Team
Experienced investment committee & leadership
Over $100M originated in Year 1
Governance-focused structure
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How to Invest
Wholesale investor onboarding
KYC/AML process
Subscriptions and redemptions
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