The Best Strategies to get ready for retirement
The number of strategies available to you to build your retirement wealth are endless.
Typically you will want to focus on:
- Superannuation – Getting as much money as you can into superannuation because you can save tax when you contribute and in retirement (after age 60) it is a tax free environment meaning all the money your super makes and all the money you take out are tax free.
- Debt – A plan to make sure you are debt free by the time you retire. This could be a repayment plan over time or an often overlooked strategy is contributing extra to super in lieu of paying down debt and then withdrawing from super at retirement to extinguish debt.
Which if these strategies should I focus on when getting ready for retirement?
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