LP – What is the biggest risk I face in retirement?

What is the biggest risk I face in retirement?

“Sequencing Risk”

Sequencing Risk is risk of negative returns early in retirement.

 

Let’s establish some constants:

  1. You need an income in retirement
  2. You need this income on a regular basis – weekly or fortnightly
  3. You don’t want to accept a lower income every time there is a negative impact on share and property markets
  4. If you wish to stay ahead of inflation and ensure your funds last throughout your retirement, you will need to find options other than cash and term deposits.
  5. You need to avoid sequencing risk

 

Please fill out the form and one of our consultants will call you to help understand how you can avoid sequencing risk.